curl --request POST \
  --url https://api.iotools.cloud/v1/tool/savings-goal-calculator \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "mode": "deposit",
  "goalAmount": "25000",
  "currentSavings": "5000",
  "timeValue": "3",
  "timeUnit": "years",
  "monthlyDeposit": "400",
  "annualRate": "4",
  "compounding": "monthly"
}
'

{
  "tool": "savings-goal-calculator",
  "tool_version": "1.0.1",
  "outputs": {
    "result": [
      {
        "metric": "Required Monthly Deposit",
        "value": "$507.15"
      },
      {
        "metric": "Time to Goal",
        "value": "3 years"
      },
      {
        "metric": "Savings Goal",
        "value": "$25,000.00"
      },
      {
        "metric": "Starting Balance",
        "value": "$5,000.00"
      },
      {
        "metric": "Total Deposits",
        "value": "$18,257.27"
      },
      {
        "metric": "Interest Earned",
        "value": "$1,742.73"
      },
      {
        "metric": "Projected Final Balance",
        "value": "$25,000.00"
      }
    ],
    "schedule": [
      {
        "year": "1",
        "deposits": "$6,085.76",
        "interest": "$316.53",
        "balance": "$11,402.29"
      },
      {
        "year": "2",
        "deposits": "$6,085.76",
        "interest": "$577.37",
        "balance": "$18,065.41"
      },
      {
        "year": "3",
        "deposits": "$6,085.76",
        "interest": "$848.83",
        "balance": "$25,000.00"
      }
    ]
  },
  "credits_used": 3,
  "credits_remaining": null
}