curl --request POST \
  --url https://api.iotools.cloud/v1/tool/net-worth-calculator \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "cash": "15000",
  "investments": "60000",
  "realEstate": "320000",
  "vehicles": "18000",
  "otherAssets": "5000",
  "mortgage": "240000",
  "autoLoans": "12000",
  "studentLoans": "18000",
  "creditCards": "4000",
  "otherDebts": "0",
  "currency": "USD"
}
'

{
  "tool": "net-worth-calculator",
  "tool_version": "1.0.1",
  "outputs": {
    "summary": [
      {
        "metric": "Total Assets",
        "value": "$418,000"
      },
      {
        "metric": "Total Liabilities",
        "value": "$274,000"
      },
      {
        "metric": "Net Worth",
        "value": "$144,000"
      },
      {
        "metric": "Liquid Assets (cash + investments)",
        "value": "$75,000"
      },
      {
        "metric": "Debt-to-Asset Ratio",
        "value": "65.6%"
      },
      {
        "metric": "Largest Asset",
        "value": "Real Estate ($320,000)"
      },
      {
        "metric": "Largest Liability",
        "value": "Mortgage ($240,000)"
      },
      {
        "metric": "Position",
        "value": "Positive"
      }
    ],
    "breakdown": [
      {
        "category": "Cash & Savings",
        "type": "Asset",
        "amount": "$15,000",
        "share-of-side": "3.6%"
      },
      {
        "category": "Investments & Retirement",
        "type": "Asset",
        "amount": "$60,000",
        "share-of-side": "14.4%"
      },
      {
        "category": "Real Estate",
        "type": "Asset",
        "amount": "$320,000",
        "share-of-side": "76.6%"
      },
      {
        "category": "Vehicles",
        "type": "Asset",
        "amount": "$18,000",
        "share-of-side": "4.3%"
      },
      {
        "category": "Other Assets",
        "type": "Asset",
        "amount": "$5,000",
        "share-of-side": "1.2%"
      },
      {
        "category": "Mortgage",
        "type": "Liability",
        "amount": "$240,000",
        "share-of-side": "87.6%"
      },
      {
        "category": "Car Loans",
        "type": "Liability",
        "amount": "$12,000",
        "share-of-side": "4.4%"
      },
      {
        "category": "Student Loans",
        "type": "Liability",
        "amount": "$18,000",
        "share-of-side": "6.6%"
      },
      {
        "category": "Credit Card Debt",
        "type": "Liability",
        "amount": "$4,000",
        "share-of-side": "1.5%"
      }
    ],
    "chartSvg": "<svg xmlns=\"http://www.w3.org/2000/svg\" width=\"640\" height=\"308\" viewBox=\"0 0 640 308\" font-family=\"system-ui, -apple-system, Segoe UI, Roboto, sans-serif\"><rect width=\"640\" height=\"308\" fill=\"#ffffff\"/><text x=\"16\" y=\"27\" font-size=\"13\" font-weight=\"600\" fill=\"#1f2937\">Assets</text><text x=\"624\" y=\"27\" font-size=\"13\" text-anchor=\"end\" fill=\"#4b5563\">$418,000</text><rect x=\"16\" y=\"34\" width=\"608\" height=\"26\" rx=\"4\" fill=\"#f1f5f9\"/><rect x=\"16.00\" y=\"34\" width=\"21.82\" height=\"26\" fill=\"#2563eb\"/><rect x=\"37.82\" y=\"34\" width=\"87.27\" height=\"26\" fill=\"#0891b2\"/><rect x=\"125.09\" y=\"34\" width=\"465.45\" height=\"26\" fill=\"#059669\"/><rect x=\"590.55\" y=\"34\" width=\"26.18\" height=\"26\" fill=\"#65a30d\"/><rect x=\"616.73\" y=\"34\" width=\"7.27\" height=\"26\" fill=\"#7c3aed\"/><text x=\"16\" y=\"89\" font-size=\"13\" font-weight=\"600\" fill=\"#1f2937\">Liabilities</text><text x=\"624\" y=\"89\" font-size=\"13\" text-anchor=\"end\" fill=\"#4b5563\">$274,000</text><rect x=\"16\" y=\"96\" width=\"608\" height=\"26\" rx=\"4\" fill=\"#f1f5f9\"/><rect x=\"16.00\" y=\"96\" width=\"349.09\" height=\"26\" fill=\"#dc2626\"/><rect x=\"365.09\" y=\"96\" width=\"17.45\" height=\"26\" fill=\"#ea580c\"/><rect x=\"382.55\" y=\"96\" width=\"26.18\" height=\"26\" fill=\"#d97706\"/><rect x=\"408.73\" y=\"96\" width=\"5.82\" height=\"26\" fill=\"#db2777\"/><line x1=\"16\" y1=\"144\" x2=\"624\" y2=\"144\" stroke=\"#e5e7eb\" stroke-width=\"1\"/><text x=\"16\" y=\"164\" font-size=\"13\" font-weight=\"600\" fill=\"#1f2937\">Net worth</text><text x=\"624\" y=\"166\" font-size=\"19\" font-weight=\"700\" text-anchor=\"end\" fill=\"#15803d\">$144,000</text><rect x=\"16\" y=\"183\" width=\"10\" height=\"10\" rx=\"2\" fill=\"#2563eb\"/><text x=\"32\" y=\"192\" font-size=\"11\" fill=\"#374151\">Cash &amp; Savings · $15,000</text><rect x=\"320\" y=\"183\" width=\"10\" height=\"10\" rx=\"2\" fill=\"#0891b2\"/><text x=\"336\" y=\"192\" font-size=\"11\" fill=\"#374151\">Investments &amp; Retirement · $60,000</text><rect x=\"16\" y=\"203\" width=\"10\" height=\"10\" rx=\"2\" fill=\"#059669\"/><text x=\"32\" y=\"212\" font-size=\"11\" fill=\"#374151\">Real Estate · $320,000</text><rect x=\"320\" y=\"203\" width=\"10\" height=\"10\" rx=\"2\" fill=\"#65a30d\"/><text x=\"336\" y=\"212\" font-size=\"11\" fill=\"#374151\">Vehicles · $18,000</text><rect x=\"16\" y=\"223\" width=\"10\" height=\"10\" rx=\"2\" fill=\"#7c3aed\"/><text x=\"32\" y=\"232\" font-size=\"11\" fill=\"#374151\">Other Assets · $5,000</text><rect x=\"320\" y=\"223\" width=\"10\" height=\"10\" rx=\"2\" fill=\"#dc2626\"/><text x=\"336\" y=\"232\" font-size=\"11\" fill=\"#374151\">Mortgage · $240,000</text><rect x=\"16\" y=\"243\" width=\"10\" height=\"10\" rx=\"2\" fill=\"#ea580c\"/><text x=\"32\" y=\"252\" font-size=\"11\" fill=\"#374151\">Car Loans · $12,000</text><rect x=\"320\" y=\"243\" width=\"10\" height=\"10\" rx=\"2\" fill=\"#d97706\"/><text x=\"336\" y=\"252\" font-size=\"11\" fill=\"#374151\">Student Loans · $18,000</text><rect x=\"16\" y=\"263\" width=\"10\" height=\"10\" rx=\"2\" fill=\"#db2777\"/><text x=\"32\" y=\"272\" font-size=\"11\" fill=\"#374151\">Credit Card Debt · $4,000</text></svg>"
  },
  "credits_used": 3,
  "credits_remaining": null
}